The Achilles Heel of the iPhone

The one thing that really bothers me about the iPhone has nothing to do with the multi-touch interface, software, functions or AT&T. Its the headphone jack.

Just a little simple thing: It is too recessed to allow a normal plug. So my two great Sony headphones don’t fit. And I hate earbuds, they hurt my ears. Worse yet, I can’t plug it into my car, which is where I listen to my iPod most of all. I’d imagine that almost all non-Apple earphones and input jacks don’t fit.
I can fix this problem today by building a cable by cutting up an old set of earbuds that I never use. But how do those without a soldering iron fix this problem? There will probably be some cables out in a few months that you can buy for $9 or something. But I want to use my iPhone as my iPod now.